Fact: When you pass, you will leave behind an estate, and somebody will need to settle it. Your estate may be worth a little or a lot, but there’s no escaping death and taxes. So...
Applying for Life Insurance? Here’s What to Expect
Life insurance is an important part of your estate planning strategy. You can use it to provide money for your children's education, cover your funeral expenses, and leave money behind for loved ones. Understanding what...
Identity Theft Insurance: A Guide
In 2019, 14.4 million people were victims of identity theft. Identity theft can happen in many ways: in-person, online, over email, or on the phone. However it occurs, identity theft affects a large number of people...
Scammers Are Getting Smarter – Here Are 5 Ways to Spot Them
Scammers. According to the Consumer Federation of America, they’ve recently gotten bolder in their extortion methods — everything from impersonating law enforcement on the phone to making threats for noncompliance. The pandemic has increased the incidence...
7 Cybersecurity Tips to Keep in Mind While Shopping This Cyber Monday
According to a recent survey, 87 % of U.S. adults feel that the risk of becoming a cybercrime victim is growing. In fact, online crimes, including server breaches, are the single largest criminal threat facing small businesses....
Even in Northern Michigan: Common Financial Scams that Target Retirees and How to Spot Them
Unfortunately, with the rise of technology, reports of retirees being targeted for financial scams to rob them of their wealth or identities have increased. Living in Northern Michigan isn’t a safeguard against this type of...
How to Keep Your Passwords Safe Online + 4 Free Tools to Help
How many times have you gotten a reminder to update your password before it expires? Or to make sure your password contains a capital letter, number, and symbol? It might seem to feel like...
How Will Michigan Auto Insurance Reform Affect You?
Everything you need to know about Michigan Auto Insurance Reform and nothing you don’t. In May 2019, Michigan’s governor signed a historic new No-Fault auto insurance reform bill. The measure was designed to provide lower...